If you want to travel to one of the Schengen countries, you have to get a mandatory trip insurance. The European Union has decided that this insurance has to meet the conditions of the EU. The FATUM World Travel Policy meets these requirements and offers, besides coverage in the whole of Europe, if you wish, also a coverage in the whole world. You have to think about unforeseen events with medical consequences when thinking about the coverage that fits this insurance. You are guaranteed with FATUM in case there is a sudden accident or illness. You will be guided by an expert team, with just one phone call to EUROCROSS, wherever you are. The benefits Medical expenses due to an accident and / or acute illness are fully covered. Assistance by EUROCROSS (emergency service) abroad 24 hours a day, 7 days a week. Costs associated with hospitalization are paid directly to the hospital. Cost of doctors, specialists or other medical assistance are from EUR 250, - also paid directly to the workers. Compensation for lost or stolen travel documents.